ralph-lauren-tiffin-tote.jpgGot a spare couple of grand hanging around? You could invest it sensibly, or make some timely mortgage overpayments perhaps. Or you could blow it on this seriously swanky brown leather tote by Ralph Lauren.

As investment pieces go, this is certainly not a bad choice in terms of its design: the unbranded, classic look will last a lifetime both in terms of build and style. Ralph Lauren have added interest by way of the large-scale padlock, clips and fob, keeping things from getting too plain. So will this be your faithful arm companion from here on in?

£2,095 at Net-a-Porter