Ah, convertible clutches ... I do love them so. Probably because I'm thrifty and this way you get two bags for the price of one. Sort of.
This polka dot clutch ($39) by Ann Taylor Loft is just the bag to go with a summery outfit.
Related: Jimmy Choo's popular 'Mave' foldover clutch bag in electric blue | Fold over sunset clutch from Fred Flare | Fendi's 'To You' embellished convertible handbag